‘Twas the night before Christmas – insurance adjustors version

T’was the night before Christmas (12:01 A.M. EST 12/25/2006) and all through the house (single family, masonry veneer 1 1/2 story with basement, 1128 ground floor sq. ft. 5-6 corners, territory 68, PC 1) Not a creature was stirring, not even a mouse (through pride of ownership and excellent maintenance.) The ( flame retardant) stockings...

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