In safety, the greatest possible accident-preventing condition is that which is constituted by the regard of the individual (1) for his own wellbeing, (2) for the dependents who may suffer if he is incapacitated for work, and (3) for the losses suffered by his employer, by industry in general, and by the community and society, if through injury to himself, he becomes incapable of accepting his share of work and responsibilities.
H.W. Heinrich, The Travelers Insurance Company, p.149, 1930
